Persons injured in automobile accidents in Maryland may be eligible for Personal Injury Protection (PIP). Personal Injury Protection is a common no-fault insurance provision which benefits persons injured in automobile accidents to collect money as reimbursement for medical bills and lost wages. Most Maryland automobile insurance policies are written to allow up to $2500.00 in PIP benefits. Some Maryland insurers will allow for up to $10,000.00 in PIP benefits for injured persons.
Eligible injured parties may include both drivers or passengers in automobile or truck accidents. A person may be excluded from recovering PIP benefits for personal injury or lost wages if they previously waived PIP on their own automobile policy. For injured persons who do not have a Maryland automobile insurance policy, they are normally eligible for PIP benefits as long as they do not live in the same household with someone who has a Maryland automobile insurance policy and has waived PIP benefits.
Experienced Maryland personal injury lawyers advise their clients never to waive PIP. The public also needs to know that normally, Maryland personal injury lawyers are not permitted to take a typical contingency fee for the recovery of PIP benefits. On rare occasions, Maryland allows personal injury lawyers to charge a reasonable fee in the rare instance the lawyer is forced to file suit to obtain these benefits. PIP suits normally are considered breach of contract causes of action. For more information on how PIP benefits injured parties in Maryland please contact us for a free consultation.